5 Types of Auto Insurance in Washington State
Types of Auto Insurance Coverage in WA Each type of insurance coverage protects you against a different type of risk. The most common types of automobile insurance coverage in Washington State are: Liability Insurance Liability is legal fault. Your liability insurance is mandatory insurance protection against your legal fault. Washington State law requires that all drivers have …
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6 Tips for Handling Car Accidents in Washington State
1. At the Scene Get information at the scene of the accident. Get witnesses’ names and phone numbers, individuals involved in the accident, and passengers. Be sure to get and give all pertinent insurance information. Exchange name, address, phone number, and email with the other driver. Take pictures of the vehicles, skid marks, traffic control …
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A Word of Caution About Insurance Companies
TV Influences How You Think Insurance companies advertise on TV so that you will identify with their feel-good slogans. One of the advertising principles is that if they smile and say the same things enough times, you will identify with their message. Be careful! A cute little lizard with good hands who has seen it …
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Car Crash FAQs in Washington State
Learn about the law that controls vehicle accidents:
- What is my vehicle worth?
- How much is my personal injury worth?
Car Insurance Claims: Repair, Replacement, and Your Rights
Car repair should be straightforward. A reputable insurance company will want to get your car repair done fairly and quickly. However, many insurance companies want to save money at your expense. At a minimum, you should read this page before you settle your car crash claim, and think about whether any of the following applies …
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Do You Pay Taxes on Personal Injury Settlements in Washington?
In Washington State, personal injury settlements for physical injuries are not subject to Federal income tax. See IRS tax rules for more details and some exceptions. [IRS Publication 525]
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How to Claim Lost Wages From a Car Accident in Seattle, WA
Lost wages significantly impact your ability to cover everyday expenses. If you miss work after a car accident and want to maintain financial stability, you need to understand how to claim lost wages as a part of your personal injury lawsuit to receive the compensation you deserve. Do I have the right to the wages …
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Legal Information vs. Legal Advice
Legal Information Getting legal information is easier than it used to be. Online access has made legal information quickly available. Websites, blogs, statutes, and court decisions are all as close as a Google click away. Legal information is about the law. Do you want legal information about personal injury law? Check out this website. The legal …
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Office of the Insurance Commissioner in Washington State
Washington State Regulates Insurance Companies. The Office of the Insurance Commissioner (OIC) is the Washington State agency in charge of protecting insurance consumers and overseeing the insurance industry. They do a good job regulating insurance. They encourage the insurance industry to be fair, and they insist that the insurance industry follow the rules. Insurance Companies …
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Personal Injury Glossary with Definitions
Words are important. If you know what they mean and how to use them, you will get people to pay attention and gain the respect of those you are trying to influence. Attending Physician This is the doctor who oversees and coordinates your medical care. This doctor is expected to treat you, send you to …
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Personal Injury Statute of Limitations in Washington State
The statute of limitation (SOL), in Washington State personal injury cases is a time deadline within which you must settle or file a lawsuit, or you will lose your right to pursue your claim. Learn about your Statute of Limitations
Should I Hire an Attorney for a Personal Injury Case?
Your Situation will Determine Whether or Not You Should Hire a Personal Injury Attorney. Easy case with no complications? Tough case with plenty of complications? You should consider the following important questions which may influence your decision: Your answers to these questions will help you decide if you want an attorney. If you are still …
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Should I Just Settle with the Insurance Company?
Settling with an insurance company too quickly can be a huge mistake with financial and personal consequences. Insurance companies will make it seem convenient to accept the first offer. Your financial situation may require you to accept the first offer. Be smarter than that. Learn to evaluate when it’s appropriate to settle on your own …
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Uninsured and Involved in an Auto Accident in Washington?
If you are at fault – driver’s licenses can be suspended after an auto accident. Insurance companies or persons harmed by the accident can ask the state to suspend a license in this circumstance. If you are an uninsured at fault driver or if you own a vehicle driven by an uninsured at fault driver …
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What Happens if an Unlicensed Driver Crashes Your Car?
If you let an unlicensed driver use your car and they get into an accident, you will have problems. The insurance company may deny your claim. You could end up responsible for the accident. You need to know what you’re up against and protect yourself. What are the legal consequences of letting an unlicensed driver …
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What Happens if You Hit an Unlicensed Driver
Car accidents happen, and sometimes, they involve unlicensed drivers. If you hit an unlicensed driver, here is information to help you understand the legal implications and how it affects you. What are my legal obligations after an accident? An unlicensed driver may be breaking the law, but that doesn’t necessarily mean they are at fault …
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What to do After a Motorcycle Accident in Seattle, WA
Your action immediately after a motorcycle accident can make or break your motorcycle accident case. Don’t make a mistake that could cost you money. Learn what to do and get it right the first time. 1. Take Safety Precautions, Check for Injuries, and Call for Help The immediate priority after any accident is ensuring your …
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Which Insurance Will Pay for Damages After an Accident?
There are several ways to look at this. Below is a sensible approach to understanding insurance coverage. the two main factors to consider are who is at fault and what you are trying to do. Other Driver at Fault I Want to Fix My Car I Want My Medical Bills Paid I Want a Fair …
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