A Word of Caution About Insurance Companies
TV Influences How You Think Insurance companies advertise on TV so that you will identify with their feel-good slogans. One of the principles of advertising is that if they smile and say the same things enough times, then you will identify with their message. Be careful! A cute little lizard, with good hands, who has …
Read More
Automobile Insurance in Washington State
Types of Auto Insurance Coverage in WA Each type of insurance coverage protects you against a different type of risk. The most common types of automobile insurance coverage in Washington State are: Liability PIP UM/UIM Collision Comprehensive Liability Insurance Liability is legal fault. Liability insurance is insurance protection for your legal fault. Washington State law requires that …
Read More
How Do I Know Which Insurance Company Should Be Helping Me?
There are a number of ways to look at this. Here is what I see as a sensible approach. It makes a difference who is at fault and what you are trying to do. Other Driver at Fault Want to Fix My Car Look to the other driver’s liability insurance See also What About My …
Read More
I Do Not Have a Driver’s License. I was in an Auto Accident.
I am at fault and I have no license, what happens? Civil – Because you are at fault for the accident, you are responsible to pay for the damages you caused. Not having a license doesn’t change things much in civil court. Criminal – You could have a problem. A police officer could write you a ticket …
Read More
I Have No Insurance and I was in an Auto Accident
If you are at fault – driver’s licenses can be suspended after an auto accident. Insurance companies or persons harmed by the accident can ask the state to suspend a license in this circumstance. If you are an uninsured at fault driver or if you own a vehicle driven by an uninsured at fault driver …
Read More
Insurance Commissioner in Washington State
Washington State Regulates Insurance Companies. The Office of the Insurance Commissioner (OIC) is the Washington State agency in charge of protecting insurance consumers and overseeing the insurance industry. They do a good job regulating insurance. They encourage the insurance industry to be fair and they insist the the insurance industry follow the rules. Insurance Companies …
Read More
Is My Personal Injury Settlement Taxable?
In Washington State personal injury settlements for physical injuries are not subject to Federal income tax. See IRS tax rules for more details and some exceptions. [IRS Publication 525]
Read More
Personal Injury Definitions
Words are important. If you know what they mean and how to use them, you will get people to pay attention, and you will gain the respect of those you are trying to influence. Attending Physician This is the doctor who oversees and coordinates your medical care. This doctor is expected to treat you, send …
Read More
Should I Hire a Lawyer?
That Depends on Your Situation. Easy case with no complications? You probably don’t need a lawyer. Tough case with plenty of complications? You should consider the following important questions which may influence your decision: Can you afford to lose it all? Are your injuries serious? Are you comfortable negotiating with an insurance adjuster about your …
Read More
Should I Just Settle with the Insurance Company?
If you have a good case it’s easy to hire an attorney, but is it worth it? A sharp dressed lawyer and contingency legal fees make hiring a lawyer an attractive decision. However it is about more than just looks. You need to consider what’s best for you and what is it going to cost. …
Read More
Statute of Limitations in Washington State Personal Injury Law
The statute of limitation (SOL), in Washington State personal injury cases is a time deadline within which you must settle or file a lawsuit, or you will lose your right to pursue your claim. Learn about your Statute of Limitations
Tips if You’ve Been in a Car Accident
1. At the Scene Get information at the scene of the accident. Get the names and phone numbers of any witnesses, individuals involved in the accident, and passengers. Be sure to get and give all pertinent insurance information. Exchange name address, phone number and email with the other driver. Take pictures of the vehicles, skid …
Read More
Vehicle Crash Law FAQ – 20 Things You Need to Know
Learn about the law that controls vehicle accidents:
- What is my vehicle worth?
- How much is my personal injury worth?
What about My Crumpled Car?
Car repair should be straight forward. A reputable insurance company will want to get your car repair done fairly and quickly. However, many insurance companies are wanting to save money at your expense. At a minimum you should read this page before you settle your car crash claim and think about whether any of the …
Read More
What to Do About My Auto Accident During the COVID-19 Pandemic
Car accidents happen, pandemic or not, and the coronavirus outbreak makes dealing with injuries from a car crash more difficult, complicated, and stressful. Here, we offer tips on dealing with an auto accident during the COVID-19 pandemic. What To Do After any Car Crash — The Basics Despite the fear of the coronavirus and the …
Read More
What’s the Difference Between Legal Information and Legal Advice?
Legal Information Getting legal information is easier than it used to be. Online access has made legal information quickly available. Websites, blogs, statutes, and court decisions are all as close as a google click away. Legal information is about the law. Do you want legal information? Check out this website. Legal Advice Legal advice is a …
Read More
