What about My Crumpled Car?

Car repair should be straight forward. A reputable insurance company will want to get your car repair done fairly and quickly. However, many insurance companies are wanting to save money at your expense. At a minimum you should read this page before you settle your car crash claim and think about whether any of the following applies to you.

Your car is evidence. If you are going to need that evidence in your case, then don’t let the insurance company take that evidence and destroy it. For example, if your car was in some way defective you may have a products liability claim. If you give your car to the insurance company, you give up the evidence of the defective product. If you do that then you throw away your defective product claim.  The same goes for the issues of the amount of impact or who was at fault.

Pictures sometimes are with a thousand words. Get pictures of your car, their car, and the crash scene. If this crash is a big deal, then so are the pictures.

You can have your car repaired at the shop of your choice. If the insurance company tells you otherwise, then they are lying.

Your car repair bills or insurance payment for a totaled vehicle may be handled by your insurance company or the other driver’s company. This depends upon the other driver’s liability insurance and available insurance you have, such as collision coverage.

Repair or Replace? This is a frequent question, and sometimes a close call. Don’t be too sentimental about these things; make a smart decision. Have the car completely checked out before you start repairs.  The insurance company has the option to repair or replace your car. Sometimes you can influence their decision. Don’t try to repair a car that should be totaled. Don’t sign off on a repair job until you are sure the shop has gotten everything fixed.

You do not have to repair a repairable car.  You can get paid for the value of repairs to your car, keep the money, and not repair your car. Your option.

What was Your Car Worth? Your car was worth its market value, just prior to the crash. It doesn’t matter what you paid for your car. If you paid $10,000 for a car that had a market value of $3,000 just prior to a total loss crash, the measure of your loss is the $3,000, the market value.

If you paid $3000 for a car with a market value of $10,000 just prior to a total loss crash, the measure of your loss is $10,000, the market value.

Salvage Value. A totaled car may still have a salvage value. If you decide to keep a totaled car, the insurance company would owe you market value minus salvage value.

Loss of Use. This is the time between the crash and when the insurance company makes you a reasonable offer for your vehicle. That may be the equivalent of your rental car charges. If you did not rent a car, you still have lost the usage of your vehicle for that time period. The insurance company owes you for that.

How to get a Free Consultation and Case Evaluation.

There are 4 different ways you can get a free initial consultation. Take your choice:

  1. Complete the Free Case Evaluation Form below
  2. Call / text: (206) 343-1988
  3. Email us: [email protected]
  4. Schedule an appointment via Calendly

We usually reply to forms, texts, and emails within 1 business day.

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The Smart Way to Find Out If You Have a Good Case.

Get a free consultation from a lawyer: Tell us about your concerns and let us show you some smart choices you can make for your claim. At the end of the call, no matter what you decide to do, you will have fresh ideas and an action plan. You will know that you have taken important steps to get your claim moving in the right direction. Protect yourself and your L&I claim with a free case consultation.

Don't Guess

Don't guess about the value of your claim. Don't compare your claim to someone else's. Get an expert opinion about your claim, from an experienced lawyer. Expertise counts, so use it to your advantage. Consultations are free. This strategy session will help you get informed.

Are Attorney Consultations Really Free?

Yes, they are. Because both you and the attorney want to know if your case is any good. A free phone consultation or email gets that figured out quickly.  Questions are answered and no time is wasted. Call 206-343-1988 or email and let us help you figure it out with a free consultation.

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Chris Sharpe

Chris Sharpe

Christopher Sharpe is the go to attorney for injured persons. His law firm is helpful, honest, and knowledgeable about workers' compensation and personal injury law in the State of Washington. Chris has been helping injured Washington State workers for over 40 years. He has built his practice on thoroughly educating, honestly helping, and successfully representing workers throughout Washington State.

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