By Workers Compensation Lawyer Chris Sharpe
If you cannot return to work, than usually the best possible settlement for you is a Pension, but not PPD.
A PPD settlement is an award of money made at claim closure. A PPD settlement is for someone who can return to work.
PPD – The amount of PPD settlement money varies with the date of injury, the seriousness of the disability, whether you have any liens or overpayments on your claim, and what you do to help yourself.
A permanent partial PPD settlement, if any, is awarded at the end of the claim – after medical care is completed (maximum medical improvement reached) and you are employable (working or can work)
A free phone consultation with an L&I lawyer will answer that question. They can easily assess where you are and what should be done next. Once you get their advice, you can DIY or you can ask them if they will help you. A good workers’ compensation lawyer won’t take your case unless they believe they can improve your settlement. Initial consultations by our law office always are free. We can help you plan a smart course of action and get the best possible settlement. Contact us.
Understand the L&I claim process. Get your claim open, get your medical care, get your time loss, be ready to and /or return to work. At this point you are in position to have your disabilities rated and your claim closed.
Understand how PPD works, see An L&I Settlement Example.
If you like complex and difficult things look at PPD Settlement Rules.
Make sure your physical and mental losses are fairly and accurately assessed and don’t trust IME doctors.
You can help the claims manager make the right decision. You can try to DIY. Get help if you run into problems.
Yes, you can cash a PPD check and ask for more. You ask for more by appealing or protesting the closing order before the 60 day deadline passes.
If these rules and the PPD procedure is too complex, not to worry. You don’t have to know how to apply the rules to get paid. We can tell you what L&I plans to pay you, if you can tell us:
Who decides what is fair? Does anyone ever get back what they have lost? How do you keep from getting the short end of the stick when you are hurt on the job?
L&I settlements are inherently unfair – they are a compromise. Nobody ever gets back what they have lost – you lose the use and function of a body part – but L&I can only give you money.
Don’t worry about taking advantage of L&I. That is not going to happen. As for not getting a bad deal, that depends on your facts, the claim management, what you do to help yourself, and whether or not you have a good plan. I recommend that you follow the advice of a workers comp attorney.
This is not rocket science. You can get a fair settlement.