Personal injury claims are different than job injuries. Personal injuries, such as an auto accident, involve bodily injury and property damage claims. They are handled under the liability laws of the state where the injury happened. To be successful, you need to prove both fault and find assets or insurance. See personal injury.
Workers’ Compensation is for job injuries and occupational diseases. Workers’ Compensation is a no fault system with limited benefits. Benefits include medical, wage, vocational, and disability benefits; but nothing for inconvenience or pain & suffering.
The Federal Government through the Office of Workers Compensation Programs (OWCP) provides wage replacement benefits, medical treatment, vocational rehab, and other benefits to certain workers and their dependents. Their main programs are:
Every state has its own workers’ compensation laws. Each state is different. Check out the laws of the state where you were injured.
Washington State Department of Labor & Industries (L&I). The substantial majority of persons hurt on the job in the State of Washington have an L&I claim. Benefits include medical care, time loss compensation, permanent partial disability, vocational rehabilitation, pensions, and other payments. L&I manages state fund cases and presides over self insured cases.
A third party claim is a personal injury claim together with an L&I claim, arising out of the same facts. When you have both, a personal injury claim and a workers’ compensation claim, the personal injury claim is called a third party claim.
Social Security has numerous programs to include:
The Jones Act and General Maritime Law cover injuries for seaman who has the requisite connection to a vessel.